I have sold a property at 42450 WALNUT AVE in Yarrow.
Great country family home in Yarrow. Spacious with 3 bedrooms, 3 bath, plus a 1 bedroom suite below. Large family room off the bright kitchen. Living room has a cozy gas fireplace. Master has a 2 piece ensuite with a sitting room. Downstairs is a bright granny suite with a gas fireplace. Unobstructed mountain and field views from all the extra windows. Located on a wonderful family street with a dead end. Very quiet and close to the river.
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I have listed a new property at 42450 WALNUT AVE in Yarrow.
Great country family home in Yarrow. Spacious with 3 bedrooms, 3 bath, plus a 1 bedroom suite below. Large family room off the bright kitchen. Living room has a cozy gas fireplace. Master has a 2 piece ensuite with a sitting room. Downstairs is a bright granny suite with a gas fireplace. Unobstructed mountain and field views from all the extra windows. Located on a wonderful family street with a dead end. Very quiet and close to the river.
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I have sold a property at 42295 KNOX AVE in Chilliwack.
Rancher on a large lot in a quiet Yarrow neighborhood. 3 bedrooms, 2 baths, open kitchen and eating area with sliding doors that opens to the patio which also has a covered deck area. Gas fireplace & bay window in the living room. Good size bedrooms, master has an en suite and patio doors to private hot tub area. Large double 32'x24' garage/attached workshop. Rv parking. Treed back yard has raised garden beds & lots of room for the kids to roam! Close to the Vedder river.
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I have listed a new property at 42295 KNOX AVE in Chilliwack.
Rancher on a large lot in a quiet Yarrow neighborhood. 3 bedrooms, 2 baths, open kitchen and eating area with sliding doors that opens to the patio which also has a covered deck area. Gas fireplace & bay window in the living room. Good size bedrooms, master has an en suite and patio doors to private hot tub area. Large double 32'x24' garage/attached workshop. Rv parking. Treed back yard has raised garden beds & lots of room for the kids to roam! Close to the Vedder river.
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Whether you’re looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you’re not informed and prepared.

 

Some of these costs are one-time fixed payments, while others represent an ongoing monthly or yearly commitment. Not all of these costs will apply in every situation, however it’s better to know about them ahead of time so you can budget properly. 

 

Remember, buying a home is a major milestone. Whether it’s your first, second or tenth home, there are many important details to address, during the process. The last thing you need are unbudgeted financial obligations cropping up hours before you take possession of your new home. Read through the following check-list to make sure you’re budgeting properly for your next move. 

 

  1. Appraisal Fee
    Your lending institution may request an appraisal of the properly which would be your responsibility to pay for. Appraisals can vary in price from approximately $175-300.
  2. Property Taxes
    Depending on your down payment, your lending institution may decide to include your property taxes in your monthly mortgage payments.
    If your property taxes are not added to your monthly payments, your lending institution may require annual proof that your taxes have been paid. 
  3. Survey Fee
    When the home you purchase is resale (vs a new home), your lending institution may ask for an updated property survey. The cost for this survey can vary between $700-$1,000. 
  4. Property Insurance
    Home insurance covers the replacement value of your home (structure and contents). Your lending institution will request proof that you are insured as it protects their investment on the loan. 
  5. Service Charges
    Any new utility that services your hook up, such as telephone or cable, may require an installation fee. 
  6. Legal Fees
    Even the simplest of home purchases should have a lawyer involved to review all paperwork. Shop around, as rates vary greatly depending on the complexity of the issues and the experience of the lawyer. 
  7. Mortgage Loan Insurance Fee
    Depending upon the equity in your home, some mortgages require mortgage loan insurance. This type of insurance will cost you between 0.5% - 3.5% of the total amount of the mortgage. Usually payments are made monthly in addition to your mortgage and tax payment. 
  8. Mortgage Brokers Fee
    A mortgage broker is entitled to charge you a fee in order to source a lender and organize the financing. However, it pays to shop around because many mortgage brokers will provide their services free to you by having the lending institution absorb the cost. 
  9. Moving Costs
    The cost for a professional mover can cost you in the range of $50-100/hour for a van and 3 movers and 10-20% higher during peak demand seasons. 
  10. Maintenance Fees
    Condos charge monthly fees for common area maintenance such as groundskeeping and carpet cleaning in hallways. Costs will vary depending on the building. 
  11. Water Quality and Quality Certification
    If the home you purchased is serviced by a well, you should consider having your water checked by your local experts. Depending upon where you live, determines whether or not a fee is charged, to certify the quantity and quality of the water. 
  12. Local Improvements
    If the town you live in has made local improvements (such as the addition of sewers or sidewalks), this could impact a property’s taxes by thousands of dollars. 
  13. Land Transfer Tax
    This tax is applied whenever property changes hands and the amount that is applied can vary. 
Get in touch with Bruce Fournier and Associates to discuss these costs in detail. 
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I have sold a property at 4271 WILSON RD in Yarrow.
Gorgeous home and 2.5 acre property in an awesome quiet Yarrow setting featuring Mt.Cheam, open land and Majuba Hill views. Totally renovated and remodelled in 2012 this premier home has all the bells and whistles including state of the art kitchen with eat-in island and walk-in pantry. Beautiful hardwood and tile flooring in adjoining cozy family room with rock face fireplace. An expansive deck with access from the family room and wonderful master bedroom. Pamper yourself in the luxurious tiled ensuite with walk-in shower and stylish soaker tub. There is also a full one bedroom suite for nanny. Outside is a rolling meadow caressed by a creek and various fruit trees. AND a 24x26 fully insulated and powered SHOP.
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I have listed a new property at 4271 WILSON RD in Yarrow.
Gorgeous home and 2.5acre property in an awesome quiet Yarrow setting featuring Mt.Cheam, open land and Majuba Hill views. Totally renovated and remodelled in 2012 this premier home has all the bells and whistles includeing state of the art kitchen with eat-in island and walk-in pantry. Beautiful hardwood and tile flooring in adjoining cozy family room with rock face fireplace. An expansive deck with access from the family room and wonderful master bedroom. Pamper yourself in the luxurious tiled ensuite with walk-in shower and stylish soaker tub. There is also a full one bedroom suite for nanny. Outside is a rolling meadow caressed by a creek and a various fruit trees. AND a 24x26 fully insulated and powered SHOP.
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I have listed a new property at 4655 COMMUNITY ST in Yarrow.
Gorgeous updated sprawling rancher on a very private fenced 2 acre property in the quiet, quaint village of Yarrow. Beautiful hardwood floors throughout, a marvelous gourmet kitchen with antique finish cabinets featuring soft closure drawers and pantry with roll outs and built in appliances. The bedrooms are all large and the master bdrm even bigger with a walkin closet you could never fill. The separate dining room is for for a big dinner party. 2 near new bathrms, all new windows, premier finishing throughout and the list goes on and on. Outside is a huge stamped concrete patio for entertaining. Then there is the 40x40 heated shop with a finished games room, full batrhm and lots of room for toys. Don't miss out.
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I have sold a property at 4271 Wilson RD in Yarrow.

Cute N Country! A beautiful 2.5 acre property in Yarrow.  This 3 bedroom, 2 bath home has a new roof and furnace in 2010, but could use your own personal touch with some updates. Has a shop and a detached garage that can fit you RV. There is a stream on the property along with fruit trees A great place to raise a family.  For more information or to schedule a viewing please contact Judy Rollheiser at 604-793-8113.

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I have listed a new property at 4271 WILSON RD in Yarrow.
A beautiful 2.5 acre property in Yarrow! This 3 bdrm, 2 bath home has a new roof & furnace in 2010, but could use your own personal touch with some updates. Has a 24x26' shop w/12' doors and det'd 28x13' dble garage that can fit your RV. There is a stream on the property along with fruit trees. A great place to raise a family!
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Bruce Fournier: Chilliwack Realtor
Office: (604) 819-0120
Toll Free: (800) 830-7175
Bruce's Cell: (604) 819-0120

Bruce Fournier & Associates are RE/MAX realtors located in beautiful Chilliwack, BC. We serve all parts of Chilliwack and the surrounding areas including Agassiz, Promontory, Sardis, Greendale, Cultus Lake, Harrison Hot Springs, Rosedale, Yarrow and Ryder Lake.